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Example A:

Percentage-Based Transactional Fee

 

Scenario

  • Capital needed: $180,000

  • Time capital is used: 2 days

  • Deal type: Same-day double close

Example Fee Structure

  • Short-term capital usage fee: 2% of deployed capital

How the Math Works

  • 2% of $180,000 = $3,600

At Closing

  • $180,000 is returned to Clear to Close Capital

  • $3,600 is paid as the usage fee

  • Remaining proceeds go to you

What This Means for You

  • One-time fee

  • No monthly payments

  • No ongoing interest

  • Obligation ends when the deal closes

 

Example B:

Flat Transaction Fee

 

Scenario

  • Capital needed: $150,000

  • Time capital is used: 1 business day

  • Deal type: Double close

Example Fee Structure

  • Flat transactional fee of $3,000

At Closing

  • $150,000 is returned

  • $3,000 fee is paid

  • Deal is complete

Why Some Investors Prefer This

  • Predictable cost

  • Easy to budget

  • Not tied to interest or time extensions

 

Example C:

Earnest Money Deposit (EMD) Funding

Scenario

  • EMD required: $5,000

  • Funds held: 14 days

Example Fee Structure

  • Flat EMD fee of $500

How It Plays Out

  • $5,000 is deposited with title

  • Contract is secured

  • At closing or release, capital is returned

  • Fee is paid once

 

Example D:

Gap Funding (Short Duration)

Scenario

  • Gap amount: $40,000

  • Duration: 10 days

Example Fee Structure

  • 3% short-term usage fee

Math

  • 3% of $40,000 = $1,200

Resolution

  • $40,000 is repaid

  • $1,200 fee is paid

  • No continuing obligation

 

Important Clarification 🚨

These examples are for illustration only and do not represent guaranteed pricing or terms. Actual fees vary based on deal structure, duration, risk, and complexity. All terms are disclosed in writing and agreed upon before any funds are deployed.

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Clear to Close Capital provides transactional funding capital. We DO NOT provide loans, appraisals, legal advice, or brokerage services.  We are not a bank or traditional lender. All underwriting is based on information provided by the parties and is non-binding until formal funding documentation is executed. All funding is subject to review and agreement.

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Private, deal-specific capital
Texas-based
Funding coordinated through title and escrow only
Not a bank. Not consumer lending.

 

Brandi Kirkland

903-824-5557

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